HEALTH INSURANCE

UnitedHealthcare extends reforms, regardless of court ruling

UNITEDHEALTHCARE will continue to offer important health care insurance protections included in the Affordable Care Act, no matter how the U.S. Supreme Court rules in the case now pending.
Posted 6/11/12

MINNETONKA, Minn. – UnitedHealthcare will continue to offer important health care insurance protections included in the Affordable Care Act, no matter how the U.S. Supreme Court rules in the case now pending, the health insurer announced Monday.

UnitedHealthcare will continue provisions related to coverage of preventive health care services, coverage of dependents up to age 26, lifetime policy limits, rescissions and appeals.

“The protections we are voluntarily extending are good for people’s health, promote broader access to quality care and contribute to helping control rising health care costs,” said Stephen J. Hemsley, president and CEO of UnitedHealth Group.

“These provisions make sense for the people we serve and it is important to ensure they know these provisions will continue,” added. Hemsley. “These provisions are compatible with our mission and continue our operating practices.”

These protections are effective immediately, and will remain available to current and future customers and members. The company is not establishing any sunset provisions.

In its news release, UnitedHealthcare said it recognizes the value of coverage for children up to age 19 with pre-existing conditions.

Because one health insurer acting alone cannot take that step, UnitedHealthcare said it is committed to working with all other participants in the health care system to sustain that coverage.

The specific provisions being extended by UnitedHealthcare are:

  • Preventive health care services without co-pays

  • Providing dependent coverage up to age 26

  • Eliminating lifetime limits

  • No rescissions, except for fraud

  • Providing clear and timely options for appeals

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