Updated January 25 at 4:55pm
Advice
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In December 2011, The Westerly Hospital had depleted its endowment and was less than two weeks away from completely running out of money. Founded in 1925 and employing some 800 people, the hospital was and remains an economic cornerstone. Accordingly, Rhode Island Superior Court Justice Brian P. Stern placed the hospital under the protection of a court-supervised special mastership, appointing me to that role. My team and I were charged with finding a way for the hospital to remain viable, retain jobs, and continue to actively serve the health care needs of the community. Over the course of two-and-a-half years, it has been rewarding to see the end-result: an economically viable hospital. more
If you’re thinking about taking out a new home-equity line, you’re hardly alone. Credit lines tied to home equity – popularly known as HELOCs – are one of the fastest-growing segments in the mortgage market. Volume during the first half of 2014 is up by an extraordinary 21 percent compared with the same period last year, according to data collected by credit bureau Equifax. more
Increasing numbers of small businesses are not offering employer-provided health insurance due to the high costs. At the same time, Obamacare (the Affordable Care Act) has made it easier and cheaper for most individuals to buy their own insurance via the new health care exchanges. more
We’ve all been in situations where we struggle with helping someone understand something. Usually we take a breath and utter (either aloud or to ourselves) “let me see how I can explain this.” This situation is an example of the curse of knowledge. more
So you’ve begun thinking about selling your house and you figure: Let’s wait until the spring or early summer before listing. The yard will look its best and potential buyers will be out in force. And everybody knows that winter is dead time for real estate. more
Let’s see, there’s summer, fall, winter, spring, and uh, jolly. For the uninformed, the jolly season started around Thanksgiving and goes all the way until Christmas. Or what used to be called Christmas. Now it’s called the holiday season to make certain that no one is offended. more
Selling is part of running almost any small business. But small-business owners aren’t necessarily skilled in the art of sales, nor do they always keep up on the latest selling techniques. more
Do American homeowners think their properties are worth less than the actual market value, as measured by professional appraisers? more
Most business owners and startup entrepreneurs know that their survival and success depends on maintaining a competitive advantage of some kind. more
I’m giving a 10-minute talk at Toastmasters in NYC tomorrow night. Subject? Humor – what it is, how to create it and how to use it. more
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