Housing
148 results total, viewing 141 - 148
The verdict was nearly unanimous at a recent hearing on Capitol Hill: The new federal “ability to repay” and “qualified mortgage” regulations that took effect Jan. 10 will make obtaining credit tougher, not easier, this year, and potentially force large numbers of credit-worthy homebuyers to defer or cancel their plans. more
The numbers of affected consumers are as yet impossible to predict, but mortgage credit experts warn that the recent massive data breaches at Target, Neiman Marcus and other retailers could have significant side impacts on some real estate transactions in the coming months, as damaged credit files depress scores and jeopardize loan applications and home sales. more
Rhode Island’s long freefall in residential construction has finally come to an end. more
If you’re planning to shop for a home in the coming few weeks, here’s an early spring buying season come-on that just might save you some money if you qualify. more
One of the mortgage products that contributed to the housing crash is booming again: New home-equity credit-line borrowings soared by 42 percent in the final three months of 2013 and were up sharply for the entire year, to $111 billion. more
The economy may be growing at a frustratingly slow pace, but one piece of it is booming: American homeowners’ equity holdings – the market value of their houses minus their mortgage debts – soared by nearly $2.1 trillion last year to $10 trillion. more
Affordable housing developers in Rhode Island are spending 2014 much the same way they finished last year, fending off attempts from municipal leaders to raise their taxes. more
Here’s some good news for homeowners worried that Congress will fail again to renew popular tax benefits for use in 2014 – especially those allowing for mortgage debt forgiveness, write-offs for energy-saving improvements and mortgage insurance premiums. more
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