Real Estate
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It’s called “upselling” – steering home-mortgage applicants into higher-cost terms that increase the lender’s profits – and it was rampant during the housing boom years. It worked like this: Rather than putting borrowers into loans at the lowest rates and fees for which they were qualified, loan officers convinced them to sign up for more expensive ones. Loan officers who successfully squeezed more juice, or profit, out of their applicants got extra pay for doing so. more
Rhode Island’s decimated residential construction industry has three small pockets of activity, according to Rhode Island Builders Association Executive Director John Marcantonio. more
Prices for single-family homes climbed in 87 percent of U.S. cities in the second quarter as the national housing recovery accelerated amid competition for a limited number of properties on the market. more
Home prices rose in Rhode Island and Massachusetts and across the country in June, according to the home price index released Tuesday by residential property information provider CoreLogic. more
Capital Properties Inc. profits plummeted in the second quarter of 2013, falling 56.6 percent to $251,000, or 4 cents per share, from $578,000, or 9 cents per share, the company announced Monday. more
Rhode Island had the seventh-highest rate of foreclosure and loan delinquency in the nation in June even as the rate declined from June 2012, according the Mortgage Monitor report released Monday by Lender Processing Services. more
Hailed by both institutions as a way to better serve the community, Roger Williams University is finalizing its takeover of HousingWorks RI, the housing policy research group. more
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